I have to admit to be a bit of a failure at thrifty. Don’t get me wrong, I am a woman of fairly modest tastes anyway, not given to splashing out on expensive handbags or the like, but I know I could do more to make my pounds go further. This means I was particularly interested to try out TopCashBack. By joining TopCashBack and clicking through to your usual online shops via their website, you can earn money back for your purchases. There are vast numbers of online retailers signed up, offering varying cashback rates , anything from a percent or two, up to 20 odd percent, as well as there being some great cashback deals around on utilities and insurance.
I was given the challenge of doing some of my Christmas preparations via their site and seeing if I could earn any pennies back. Good job too really, as it has been the kick up the backside I needed to finally accept that Christmas is not months away, but a few short weeks, and I better get on with it! So how did I get on?
Whereas I used to hand write ‘suggestions’ for my Mum, my daughter leaves ‘hints’ in my Amazon wishlist, so I started there. The Amazon cashback offers don’t currently include books (though they change all the time so it is always worth a look!) so I hotfooted it over to Play.com to see what their price was on the John Green collection and actually they were cheaper than Amazon anyway! This collections full price is £39.95 and I paid just £23.65, a saving of £16.30, and on top of that saving I got 8.4% cashback (which works out at £1.96).
One of my favourite stores for stocking fillers is Hawkins Bazaar. They have a fabulous range of quirky toys/novelties starting from 50p, I always get lots for my money here. Currently TopCashBack are offering 4.2% back on your online purchases, so I headed over and filled my basket with a collection of odds and sods on behalf of Father Christmas, spending a total of £31.48. The cashback on this is approx. £1.32. (I think, It has been a while since I did percentages at school, and I wasn’t brilliant at them then!)
Oooh- pretty decorations! Asda always offer superb value, so we headed over to pick up some fresh and new decorations ready for the 1st of December. The cashback rate for the Asda Christmas shop is currently 5.25%, and me and the teen got a bit overexcited by all the pretty baubles and lights. Yes, I bought a glittery reindeer head, it is spectacular I will have you know! Total outlay on baubles, lights, a festive cushion, and 2 glittery reindeer (because one is never enough) was £24.50, which is a bargain in itself. The cashback on this is approximately £1.28.
|He is superb, currently thinking up a comedy name for him..|
My total spend out was £79.63, and from that I earnt £4.56. Once your retailer has validated your transactions with TopCashBack, you can choose from a selection of methods to redeem you money- you can have it paid straight into your bank, or paypal account, or choose from a wide range of voucher options including Amazon and Love2Shop.
OK, so simply by clicking through the TopCashBack site to my usual online retailers I have earned myself back nearly a fiver on stuff I would have bought anyway. Bonus! Pop that in Mummy’s New York fund. I will definitely be checking for cashback deals for all my future online purchasing, it only adds seconds to the process, and I can imagine that over the year it could mount up to a really useful amount of cash! If you are interested in trying it out yourself, TopCashBack have a really useful ‘Getting Started’ guide to explain everything, but it is really very simple, give it a go!